Andover, Massachusetts

Clarity for your finances, confidence for what comes next.

Whether you're navigating a complex legal matter or planning for long-term financial stability, I provide the focused, personalized guidance that helps you move forward with certainty.

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NMLS #706482
Professional office setting in Andover, Massachusetts
Andover Office 26 Chestnut Street
Legal

Strategic counsel for complex matters

Trusted

Personalized guidance you can rely on

Responsive

Prompt, thorough communication

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What I Offer

Comprehensive legal and financial services, tailored to your situation.

Legal Advisory

Thoughtful legal guidance for individuals and businesses. From contract review to dispute resolution, I help you understand your rights and make informed decisions.

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Financial Planning

Strategic financial planning that aligns with your goals. Whether it's retirement, investment, or wealth management, I build plans designed for your future.

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Estate & Trust

Protect what matters most. I assist with estate planning, trusts, and succession strategies that give you peace of mind and secure your legacy.

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Mortgage & Lending

NMLS #706482. Expert guidance through mortgage options and lending processes, helping you find the right financing for your next steps.

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Business Consulting

From formation to compliance, I support business owners with the legal and financial expertise needed to operate with confidence and grow sustainably.

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Tax Strategy

Proactive tax planning and preparation that minimizes liability and maximizes outcomes. Strategic approaches for individuals and businesses alike.

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My Approach

A method built on understanding your unique needs.

Every client situation is different. I take the time to truly understand your circumstances, goals, and concerns before recommending any course of action. This isn't a one-size-fits-all practice — it's personalized guidance rooted in experience and integrity.

01

Listen & Understand

I begin with a thorough conversation to understand your situation, objectives, and any concerns you may have.

02

Analyze & Strategize

I review all relevant details and develop a clear, practical strategy tailored to your specific circumstances.

03

Execute with Care

I implement the plan with precision and keep you informed at every step, ensuring nothing is overlooked.

04

Follow Through

My commitment doesn't end at resolution. I provide ongoing support and remain available for future questions.

Professional consultation in Andover, Massachusetts

NMLS Licensed

#706482

About

Dedicated to helping you navigate with confidence.

Based in Andover, Massachusetts, I bring a focused, client-centered approach to legal and financial services. My practice is built on the belief that complex matters deserve clear, thoughtful attention — not rushed solutions or generic advice.

With NMLS #706482, I am licensed to assist with mortgage and lending needs alongside broader legal and financial guidance. Whether you're facing a legal question, planning for the future, or seeking clarity on a financial decision, I offer the same commitment: to listen carefully, explain honestly, and act with integrity.

I welcome clients who value direct communication and personalized service. Every situation I handle receives my full attention and professional care.

Andover

Local Presence

NMLS

Licensed Professional

Full

Service Range

"The level of care and attention I received made a complex process feel manageable. I always knew exactly where I stood."
A Client, Andover, MA
Get in Touch

Let's start a conversation.

I invite you to reach out with any questions or to schedule a consultation. I respond promptly and look forward to learning about your situation.

Phone

(140) 148-0442

Email

Rui.Chaves@bangor.com

Office

26 Chestnut Street
Andover, MA 01810

NMLS #706482

Send a Message

I'll respond within one business day.

Andover, Massachusetts

26 Chestnut Street, Andover 01810

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